Short term & caveat loans

Fast funding on a 1st and/or 2nd mortgage basis, plus caveat loans — settled in as little as 48 hours.

1–12 months

loan term

Up to 80% LVR

1st and/or 2nd mortgage

$100k minimum

loan amount

48 hours

fastest settlement

Short term lending

Agora has a wide variety of Investors and Lenders who can advance funding for a 1 month through to a 12 month term up to 80% LVR, on a 1st and/or 2nd Mortgage basis, as well as caveat loans.

Our minimum loan amount is $100k. Rates vary depending on security type, location and term, and interest can be either capitalised or paid monthly. Settlement can be effected within as little as 48 hours from the time of application submission.

Indicative pricing

Rates vary depending on the loan security offered, the financial strength of the borrower, the loan term required and the proposed exit strategy.

1st mortgage — rates from 1% per month
2nd mortgage — rates from 1.5% per month

Frequently asked questions

How quickly can a short term loan settle?

Settlement can be effected in as little as 48 hours from the time your application is submitted.

What LVR and loan size do you lend?

Up to 80% LVR on a 1st and/or 2nd mortgage basis, with a minimum loan amount of $100k. Caveat loans are also available.

What do short term loans cost?

Indicative rates start from 1% per month for a 1st mortgage and 1.5% per month for a 2nd mortgage. The final rate depends on the security, the borrower’s financial strength, the term and the exit strategy. Interest can be capitalised or paid monthly.